By: Goodluck E. Adubazi, Abuja.

A new wave of optimism is sweeping across university campuses in Nigeria as Paydue, a homegrown financial technology platform, emerges as a solution to long-standing challenges in student union dues payments.

For years, undergraduates have grappled with delays, misplaced records, and the inefficiencies of cash-based and traditional banking systems when settling union obligations. These frustrations, students say, often distracted them from their academic pursuits. Now, many believe those challenges may soon be a thing of the past.

Paydue, an innovative digital payment and dues-management platform, was officially launched at the Federal University of Lokoja. The unveiling was led by the platform’s project manager, Joseph Owolabi, alongside Tech Lead Ogunleye Dimeji and Product Manager Abayomi Adewole. The platform is designed to streamline financial transactions for student unions and associations across Nigeria’s tertiary institutions.

According to its creators, Paydue was built out of firsthand experience. They say they recognized the persistent struggles students face in paying faculty, departmental, and Student Union Government (SUG) dues — often involving cash payments, physical movement across campus, and delayed confirmations.

“Paydue was inspired by the challenges we faced as undergraduates,” said Owolabi Joseph, co-founder of Paydue Technologies. “Back then, tracking union administrators just to make payments was stressful. With Paydue, we have eliminated those barriers, not only for students but for all kinds of organizations.”

The platform allows students to pay dues directly from their smartphones, instantly generating digital receipts. Union executives, in turn, gain real-time oversight through a centralized dashboard that verifies payments and improves record-keeping.

While its immediate impact is being felt on campuses, Paydue’s reach extends beyond student unions. Trade unions, estate associations, Rotary clubs, and staff unions — organizations that collectively manage billions of naira annually — are also expected to benefit from the platform. Many of these groups still rely on manual processes that often result in revenue losses and accountability gaps.

Another co-founder, Abayomi Gbenga Adewole, emphasized that Paydue aims to tackle issues of non-compliance, poor documentation, and lack of transparency. “These challenges have undermined trust in many institutions,” he said. “With Paydue, we are eliminating cash handling and manual receipts, reducing financial leakages and strengthening accountability.”

Students are already welcoming the innovation. Adekemi Lawal, speaking on behalf of her peers, praised the platform’s efficiency and reliability. “Paydue has simplified transactions on campus significantly,” she said. “It’s refreshing to see a system that works seamlessly at a time when payments can be restrictive and frustrating.”

As Nigerian campuses continue to adapt to digital solutions, Paydue is positioning itself as more than just a payment tool — but a catalyst for transparency, efficiency, and renewed trust in student governance.