First Trust Mortgage Bank reaffirms commitment to bridging Nigeria’s housing deficit

By: Goodluck E. Adubazi, Abuja.
At the ongoing Africa Housing Summit held at the Transcorp Hilton, Abuja, on Wednesday, July 30, 2025, Oluwakanyinsolami Abayomi-Amoo, Head of Strategy and Brand Communication at First Trust Mortgage Bank Plc, highlighted the institution’s commitment to providing sustainable housing and financial solutions across Nigeria.
Speaking to Standard Times Nigeria, Abayomi-Amoo stated that First Trust Mortgage Bank, now in its 25th year of operation, boasts a management team with a combined experience of over 100 years. She described the bank as a leading force in the Nigerian mortgage industry, with an asset base of over ₦32 billion and a growing customer base of more than 15,000 active clients and 21,000 in its total portfolio.
“We are here to close the housing gap in Nigeria by funding mortgages and enabling home acquisition for our people,” she said.
Abayomi-Amoo emphasized that First Trust offers flexible payment plans, monthly, quarterly, and yearly, tailored to customers’ financial capacities. She added that financial advisory services are also available to help clients navigate the mortgage process with ease.
“Our goal is to ensure that every Nigerian has a roof over their head. One of our brand promises is that no one is left behind—we always find a way to provide solutions,” she stressed.
Highlighting the bank’s customer-oriented services, she mentioned offerings such as short-term loans, outright purchase mortgages, equity release options, and a dedicated Diaspora Mortgage Scheme for Nigerians living abroad. This initiative allows expatriates to acquire property back home with minimal stress, as the bank handles the entire process, from sourcing properties to liaising with developers.
She also revealed strategic partnerships with major construction companies and state governments, including the Lagos State Government, to support real estate development projects. These include residential homes and shopping malls that offer investment opportunities for buyers and tenants alike.
Abayomi-Amoo concluded by reaffirming the bank’s mission to remain a trusted partner in delivering housing solutions that empower Nigerians economically and socially.